Private personal product · AI-assisted finance
Valora
A private web and mobile financial-management product that helps individuals and households understand what remains, decide what to handle next, and progress toward goals with less stress.
01
The challenge
Unify personal and household finances—income, expenses, goals, debts, receipts, shared tasks, and notifications—without hiding uncertainty or presenting an unfinished prototype as a production service.
02
My contribution
Across the product boundary.
- Designed and implemented an advanced multi-application prototype spanning web, mobile, API, and asynchronous worker surfaces.
- Built flows for onboarding, financial profiles, expenses, goals, debts, household collaboration, todos, notifications, receipts, and analytics.
- Developed receipt capture and review workflows with OCR-assisted extraction while keeping user validation explicit.
- Modelled an AI assistant for guidance, categorisation, plan suggestions, and financial summaries within bounded product workflows.
- Used AI-assisted development across research, product design, implementation, testing, and documentation, with architecture and release decisions kept under human control.
03
System view
The parts that had to agree.
An advanced private prototype with its core product flows implemented and documented; hosting, durable storage, delivery, mobile-session, security, and operational work remain before a public production release.
Next.js 15 web application and Expo / React Native mobile application
NestJS API backed by PostgreSQL
Asynchronous worker for receipt and notification processing
Shared types, UI foundations, design tokens, and utilities in a monorepo
Financial, household, OCR-review, analytics, and assistant modules
04
Visual evidence
Approved assets only.
No synthetic product UI is used. These slots document exactly what to capture when publication is authorised.
05
Evidence & boundaries
What can be verified.
- The private monorepo and product, architecture, and implementation-audit documents were reviewed locally.
- The audit describes a functional advanced prototype and explicitly identifies the remaining production-readiness work.
- No public repository or hosted product URL is published because the project is private and still in development.
Private and not publicly hosted; descriptions are limited to locally verified, non-sensitive product information.